{"id":223,"date":"2025-05-10T20:33:34","date_gmt":"2025-05-10T20:33:34","guid":{"rendered":"https:\/\/dev.propertyacquire.com.au\/?page_id=223"},"modified":"2025-05-27T19:37:09","modified_gmt":"2025-05-27T19:37:09","slug":"kiwi-saver","status":"publish","type":"page","link":"https:\/\/dev.propertyacquire.com.au\/?page_id=223","title":{"rendered":"Kiwi Saver"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"223\" class=\"elementor elementor-223\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63b40d11 e-con-full e-flex e-con e-parent\" data-id=\"63b40d11\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4ac0a295 e-con-full e-flex e-con e-child\" data-id=\"4ac0a295\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1979aae2 elementor-widget elementor-widget-heading\" data-id=\"1979aae2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">KiwiSaver &amp; Buying Property in Australia<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51017f0d elementor-widget elementor-widget-text-editor\" data-id=\"51017f0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"374\" data-end=\"439\">Property Acquire is helping Kiwi expats turn their super into smart property moves.<\/p><p class=\"\" data-start=\"374\" data-end=\"439\">It\u2019s pretty straightforward to transfer your KiwiSaver to a compatible Australian super fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64e024f2 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"64e024f2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.propertyacquire.com.au\/?page_id=66\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db5225f e-con-full e-flex e-con e-child\" data-id=\"db5225f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28486bd8 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"28486bd8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia-1024x577.png\" class=\"attachment-large size-large wp-image-610\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia-1024x577.png 1024w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia-300x169.png 300w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia-768x433.png 768w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia-1536x865.png 1536w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loans-Australia.png 1640w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aedc15e e-con-full e-flex e-con e-parent\" data-id=\"aedc15e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e5b5e5 elementor-widget elementor-widget-spacer\" data-id=\"3e5b5e5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd5308a elementor-widget elementor-widget-text-editor\" data-id=\"bd5308a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Under the FHSS Scheme<\/strong> rules if you transfer an amount into an compatible Australian super fund from a KiwiSaver scheme, the amount will be an eligible contribution (except for certain amounts listed below). Also, transfers from other foreign funds into an Australian super fund are eligible (except for the amounts listed below).\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83d71ad elementor-widget elementor-widget-spacer\" data-id=\"83d71ad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32f11361 e-flex e-con-boxed e-con e-parent\" data-id=\"32f11361\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6317f23 elementor-widget elementor-widget-spacer\" data-id=\"6317f23\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3caa7fcc elementor-widget elementor-widget-heading\" data-id=\"3caa7fcc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked Questions about KiwiSaver in Australia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3eeddfc3 e-con-full e-flex e-con e-child\" data-id=\"3eeddfc3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-324b07b2 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"324b07b2\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-8431\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8431\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can I use my KiwiSaver to buy a house in Australia?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8431\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8431\"><p>Absolutely \u2013 refer to the eligibility criteria <a href=\"https:\/\/www.ato.gov.au\/individuals-and-families\/super-for-individuals-and-families\/super\/withdrawing-and-using-your-super\/early-access-to-super\/first-home-super-saver-scheme#Contributionsanddeterminations\">here<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-8432\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8432\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How much KiwiSaver money can I use as a deposit for my new home?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8432\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8432\"><p>$15k immediately and $15k thereafter each financial year up to a maximum of $50k.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-8433\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8433\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How can I withdraw my KiwiSaver in Australia?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8433\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8433\"><p>If you have moved permanently to Australia you may be able to transfer your KiwiSaver into an Australian complying superannuation fund. From there it is classified as a &#8216;voluntary super contribution&#8217; which may then allow you to access it.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-8434\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8434\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do I need to be an Australian Citizen to withdraw my KiwiSaver?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8434\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8434\"><p>No, once you are living and working in Australia you can simply transfer the funds to an eligible superannuation fund and it will be noted as a voluntary contribution.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15cfd0a0 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"15cfd0a0\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-3651\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-3651\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">If I own a property in New Zealand can I still use my KiwiSaver to buy a home in Australia?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3651\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-3651\"><p>Great news! Even if you already own a home in New Zealand, you can still apply for the Australian First Home Super Saver scheme (FHSS) to purchase your first home in Australia.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-3652\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-3652\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What contributions are not eligible?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3652\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-3652\"><p>As per GN 2018\/1 the following contributions are not eligible:\u00a0<\/p><ul class=\"defaultList bullet\"><li>Super guarantee (SG) contributions made by your employer\u00a0<\/li><li>Mandated employer or member contributions made for you under an award, industrial agreement\u00a0<\/li><li>Member contributions made for you by your spouse, parent or other friends or family\u00a0<\/li><li>Amounts you receive under a contributions-splitting arrangement\u00a0<\/li><li>Government co-contributions\u00a0<\/li><li>Contributions under a structured settlement or personal injury order\u00a0<\/li><li>Amounts contributed to super as part of the small business CGT concessions\u00a0<\/li><li>Amounts transferred from a KiwiSaver scheme that are Australian-sourced amounts or returning New Zealand-sourced amounts\u00a0<\/li><li>Applicable fund earnings from a foreign fund transfer that you elect to include in the receiving fund&#8217;s assessable income.\u00a0<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-3653\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-3653\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How does the FHSS scheme work?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3653\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-3653\"><p>The FHSS scheme works just like saving for a deposit using KiwiSaver: it provides an investment tool to help save for a deposit on a first home while paying less tax on your investments. It allows you to withdraw up to A$50,000 of your investments, plus any associated earnings, to put towards a first home in Australia.&nbsp;<\/p>\n<p>Unlike KiwiSaver, under the FHSS scheme, only voluntary payments you make can be withdrawn. This is money that you have chosen to save each month, not employer contributions. And, fortunately, KiwiSaver funds are considered voluntary.&nbsp;<\/p>\n<p>However, when you transfer your KiwiSaver funds to an Australian super fund, they are regarded as a single voluntary contribution, tied to the date of the transfer. As\u202fthe\u202f<a href=\"https:\/\/www.ato.gov.au\/individuals-and-families\/super-for-individuals-and-families\/super\/withdrawing-and-using-your-super\/early-access-to-super\/first-home-super-saver-scheme#Contributionsanddeterminations\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Australian Tax Office outlines on its website<\/strong><\/a><strong>:<\/strong><span class=\"\">&nbsp;\u201cYou can\u2019t split this contribution over different financial years.\u201d&nbsp;<\/span><\/p>\n<p>This limits the amount of your KiwiSaver you can put towards an Australian home, as you can only apply to have a maximum of A$15,000 of voluntary contributions from any one financial year included in the total funds released under the FHSS scheme, which are capped at A$50,000 contributions across all years.&nbsp;<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-3654\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-3654\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"b159ff04-3740-4ac3-96cc-b414ded50b3a\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><polygon points=\"8.39 7.64 8.39 0 7.61 0 7.61 7.64 0 7.64 0 8.4 7.61 8.4 7.61 16 8.39 16 8.39 8.4 16 8.4 16 7.64 8.39 7.64\"><\/polygon><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"adf49d60-5815-4ece-8d49-00a021de5c06\" data-name=\"Layer 1\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\"><rect width=\"16\" height=\"16\" style=\"opacity:0\"><\/rect><rect y=\"7.64\" width=\"16\" height=\"0.76\"><\/rect><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What contributions are eligible?<\/a>\n\t\t\t\t\t<\/h4>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3654\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-3654\"><p>These need to be genuine (non-employer) contributions to a maximum of $15,000 per financial year, up to a total of $50,000 across all years. So, any non-compulsory funds from your KiwiSaver can be accessed once transferred to an Australian superannuation account.&nbsp;<\/p>\n<p>You will be restricted to a maximum of A$15,000.&nbsp;<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"If I own a property in New Zealand can I still use my KiwiSaver to buy a home in Australia?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Great news! Even if you already own a home in New Zealand, you can still apply for the Australian First Home Super Saver scheme (FHSS) to purchase your first home in Australia.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What contributions are not eligible?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>As per GN 2018\\\/1 the following contributions are not eligible:\\u00a0<\\\/p><ul class=\\\"defaultList bullet\\\"><li>Super guarantee (SG) contributions made by your employer\\u00a0<\\\/li><li>Mandated employer or member contributions made for you under an award, industrial agreement\\u00a0<\\\/li><li>Member contributions made for you by your spouse, parent or other friends or family\\u00a0<\\\/li><li>Amounts you receive under a contributions-splitting arrangement\\u00a0<\\\/li><li>Government co-contributions\\u00a0<\\\/li><li>Contributions under a structured settlement or personal injury order\\u00a0<\\\/li><li>Amounts contributed to super as part of the small business CGT concessions\\u00a0<\\\/li><li>Amounts transferred from a KiwiSaver scheme that are Australian-sourced amounts or returning New Zealand-sourced amounts\\u00a0<\\\/li><li>Applicable fund earnings from a foreign fund transfer that you elect to include in the receiving fund&#8217;s assessable income.\\u00a0<\\\/li><\\\/ul>\"}},{\"@type\":\"Question\",\"name\":\"How does the FHSS scheme work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The FHSS scheme works just like saving for a deposit using KiwiSaver: it provides an investment tool to help save for a deposit on a first home while paying less tax on your investments. It allows you to withdraw up to A$50,000 of your investments, plus any associated earnings, to put towards a first home in Australia.&nbsp;<\\\/p>\\n<p>Unlike KiwiSaver, under the FHSS scheme, only voluntary payments you make can be withdrawn. This is money that you have chosen to save each month, not employer contributions. And, fortunately, KiwiSaver funds are considered voluntary.&nbsp;<\\\/p>\\n<p>However, when you transfer your KiwiSaver funds to an Australian super fund, they are regarded as a single voluntary contribution, tied to the date of the transfer. As\\u202fthe\\u202f<a href=\\\"https:\\\/\\\/www.ato.gov.au\\\/individuals-and-families\\\/super-for-individuals-and-families\\\/super\\\/withdrawing-and-using-your-super\\\/early-access-to-super\\\/first-home-super-saver-scheme#Contributionsanddeterminations\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\"><strong>Australian Tax Office outlines on its website<\\\/strong><\\\/a><strong>:<\\\/strong><span class=\\\"\\\">&nbsp;\\u201cYou can\\u2019t split this contribution over different financial years.\\u201d&nbsp;<\\\/span><\\\/p>\\n<p>This limits the amount of your KiwiSaver you can put towards an Australian home, as you can only apply to have a maximum of A$15,000 of voluntary contributions from any one financial year included in the total funds released under the FHSS scheme, which are capped at A$50,000 contributions across all years.&nbsp;<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What contributions are eligible?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>These need to be genuine (non-employer) contributions to a maximum of $15,000 per financial year, up to a total of $50,000 across all years. So, any non-compulsory funds from your KiwiSaver can be accessed once transferred to an Australian superannuation account.&nbsp;<\\\/p>\\n<p>You will be restricted to a maximum of A$15,000.&nbsp;<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5349e0ba e-flex e-con-boxed e-con e-parent\" data-id=\"5349e0ba\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2176f96f e-con-full e-flex e-con e-child\" data-id=\"2176f96f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a99a60 elementor-widget elementor-widget-heading\" data-id=\"8a99a60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">KiwiSaver in Australia<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f3631f elementor-widget elementor-widget-heading\" data-id=\"13f3631f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><div style=\"text-align: left;\"><br><\/div>Am I eligible to use my KiwiSaver to Buy Property in Australia?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-466c8c33 e-con-full e-flex e-con e-child\" data-id=\"466c8c33\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e51a5bb elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"5e51a5bb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_1\" tabindex=\"-1\"><img decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2.png\" class=\"elementor-animation-grow attachment-full size-full wp-image-267\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2.png 1080w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2-300x300.png 300w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2-1024x1024.png 1024w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2-150x150.png 150w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-2-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_1\">Can I use my KiwiSaver to buy a house in Australia?<\/a><\/h4><p class=\"elementor-image-box-description\">If you're a Kiwi living in Australia, the savings you've been contributing to through KiwiSaver could bring you closer to owning property here. While the rules around accessing those funds can feel a bit complicated across borders, the opportunity is real\u2014and worth exploring. At Property Acquire, we don't handle KiwiSaver withdrawals, but we know exactly how to help you maximise those funds once they\u2019re ready to use toward an investment or first home in Australia.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce6b605 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"3ce6b605\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_2\" tabindex=\"-1\"><img decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3.png\" class=\"elementor-animation-grow attachment-full size-full wp-image-268\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3.png 1080w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3-300x300.png 300w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3-1024x1024.png 1024w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3-150x150.png 150w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-3-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_2\">Eligibility: Can I use my KiwiSaver to buy property here?<\/a><\/h4><p class=\"elementor-image-box-description\">Many Kiwi expats are surprised to learn they may be eligible to access their KiwiSaver savings for a property purchase in Australia. If you\u2019ve never owned property before, have been part of KiwiSaver for at least three years, and intend to live in the home or meet the conditions for investment, you could qualify. As a New Zealand citizen, you benefit from the Trans-Tasman Retirement Savings Portability agreement\u2014designed to make your superannuation savings work across both countries. The first step is always confirming your status with your KiwiSaver provider back home.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af95f9f elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6af95f9f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_3\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1.png\" class=\"elementor-animation-grow attachment-full size-full wp-image-258\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1.png 1080w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1-300x300.png 300w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1-1024x1024.png 1024w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1-150x150.png 150w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/KiwiSaver-Instagram-Post-1-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_3\">The withdrawal process: What to expect<\/a><\/h4><p class=\"elementor-image-box-description\">Withdrawing your KiwiSaver isn\u2019t instant\u2014but it\u2019s a clear and manageable process. You\u2019ll start by contacting your provider in New Zealand to assess your eligibility. From there, you'll submit a formal withdrawal application, along with the necessary documents that confirm your intent to purchase property. While approvals can take a few weeks, having the right guidance on your property purchase while this is underway can save valuable time. That\u2019s where we come in\u2014ready to help you act as soon as your funds are released.\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b280900 elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2b280900\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_4\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process.png\" class=\"elementor-animation-grow attachment-full size-full wp-image-259\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process.png 1080w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process-300x300.png 300w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process-1024x1024.png 1024w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process-150x150.png 150w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/05\/Kiwi-Saver-Home-Loan-Process-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h4 class=\"elementor-image-box-title\"><a href=\"https:\/\/library.elementor.com\/local-services-wireframe-1-flexbox\/services\/#service_4\">What happens after: Making your property purchase count<\/a><\/h4><p class=\"elementor-image-box-description\">Once your KiwiSaver funds are unlocked, the real opportunity begins. At Property Acquire, we specialise in helping Kiwi expats make strategic property purchases across Australia. We help you identify areas with strong growth potential, navigate the local market with confidence, and manage the buying process from search to settlement. Whether you\u2019re buying to live in or invest, our team is here to help you make a smart, informed move\u2014backed by real market insights and a genuine understanding of your journey.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16b4f878 e-flex e-con-boxed e-con e-parent\" data-id=\"16b4f878\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e3822b elementor-widget elementor-widget-image\" data-id=\"2e3822b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"168\" src=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/04\/Property-Acquire-Symbol-Medium.png\" class=\"attachment-large size-large wp-image-139\" alt=\"\" srcset=\"https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/04\/Property-Acquire-Symbol-Medium.png 500w, https:\/\/dev.propertyacquire.com.au\/wp-content\/uploads\/2025\/04\/Property-Acquire-Symbol-Medium-300x101.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-209e652a elementor-widget elementor-widget-heading\" data-id=\"209e652a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Let's talk about your next move<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68d71e1 elementor-widget elementor-widget-text-editor\" data-id=\"68d71e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You&#8217;ve worked hard to build your KiwiSaver. Now it\u2019s time to make those savings work just as hard for you. Whether you&#8217;re ready to start searching now or simply want to understand your options, we\u2019re here to guide you through the next step.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64820137 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"64820137\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.propertyacquire.com.au\/?page_id=66\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a New Zealand citizen living in Australia, your KiwiSaver savings could help you step onto the property ladder sooner than you think. <\/p>\n","protected":false},"author":1,"featured_media":243,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-223","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/pages\/223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=223"}],"version-history":[{"count":64,"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/pages\/223\/revisions"}],"predecessor-version":[{"id":613,"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/pages\/223\/revisions\/613"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=\/wp\/v2\/media\/243"}],"wp:attachment":[{"href":"https:\/\/dev.propertyacquire.com.au\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}